We're independent, which means we don't sell one company's insurance — we shop every one we represent and bring you the best fit. Auto, home, life, and business, handled by a team that actually picks up.
A captive agent sells one company's insurance. An independent agent shops every carrier to find the right fit. Here's what that means for you.
Every renewal, we rerun your quote across every carrier we represent. If there's a better rate, we move you. You never have to pick up the phone.
Auto, home, life, business — all through the same office. When something changes, you tell us once and it's handled across every policy.
We're paid by commission, but we only keep you if you're happy. That means we'll tell you when a direct-to-consumer carrier is actually cheaper for your situation.
When you file a claim, you call us — not a 1-800 number. We've walked clients through storm claims, collisions, and commercial losses for years.
We represent a full roster of A-rated carriers across personal and commercial lines. Every quote is shopped across every applicable one.
Every policy is shopped across the carriers applicable to your risk class — rates, coverage, and service all weighed together.
Whether it's your house or your business, we handle the full stack.
Stephenson & Buss is what insurance used to be — a local office, a principal whose name is on the door, and a book of clients who stay for life.
Bruce built the agency around one simple promise: when you call, you get a person who actually knows your situation. No phone trees, no different rep every renewal, no being handed off to whoever's on the queue.
Bruce has saved us money on our home and auto every single renewal. We used to call around ourselves — now we don't have to.
When a tree hit our roof last fall, Bruce had the claim filed in a morning and the adjuster onsite inside 48 hours. That's what "independent" means.
We moved our commercial auto and general liability over two years ago. Easy to reach, clear quotes, and he actually tells us when to raise or lower coverage.
We answer during business hours — no phone tree, no ticketing system.
Send us your current declaration pages. We'll compare what you have against what we can get — no commitment, no pressure.
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